The Reserve Bank of Australia (RBA) has increased interest rates by 0.25 percentage points. The new cash rate target is 4.35 percent, up from 4.1 percent. Interest rates have now returned to the level they were in February 2025 before the RBA began its rate cutting cycle last year, so last year’s policy easing has … Read more

From 1 July 2026, super contributions are getting a refresh. Payday Super means your employer will pay your super at the same time they process your pay, rather than relying on the current minimum rule of quarterly payments. While some employers already pay super more frequently, this will become the standard from July 2026. The … Read more

In recent years, market volatility has once again tested the nerves of investors. From the post COVID recovery to ongoing geopolitical tensions, persistent inflation and rising interest rates, many are questioning how best to position their investments for the future. For retirees, the challenge is even greater, finding reliable income while preserving capital isn’t easy … Read more

Interest rates are rising and the Reserve Bank of Australia (RBA) has hinted that they could stay elevated for longer than expected. While people who live off their investments, including self funded retirees welcome the rise, homebuyers must think about what higher rates will mean for them, especially if those rates stay higher for longer. … Read more

There are always two ways for individuals to hold cash, emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix. Emergency cash (not in your portfolio) Life has a habit of delivering the unexpected, so it’s a good idea to keep 3 to 6 months of living expenses in … Read more

Looking for ways to manage investment risk while still aiming for long term returns? While valuations in many investment asset types have been affected by market volatility this year, there are a range of approaches investors may consider to adjust how they’re positioned. After a volatile March that has affected valuations in many investment asset … Read more

Market developments during April 2026 included: Key Points Global equities rebounded strongly, looking through the geopolitical and oil price pressures. Inflationary pressures continue to cause markets to reassess the monetary policy paths of many central banks. Australian equities lagged global markets, with the Health Care and Consumer Staples sectors the main detractors. Australian Equities The … Read more

When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might wonder whether continuing to contribute is worth it – or whether super is really doing its job. Before making any big decisions, it helps to … Read more

Prepare for any changes that may be occurring in 2026 and beyond. Looking ahead: What’s changing in 2026? At this time of year, many of us start thinking about what’s next – new goals, fresh opportunities and trying to understand what’s ahead. Over the next year, a number of changes to superannuation, tax and even … Read more

If 2025 was the year that Australia’s property market roared back to life, 2026 looms as the year it taps the brakes. Price growth is expected to slow, there’s a risk of interest rate hikes and rising borrowing costs could fuel negative growth across some sectors. Still, government backed first home buyers, a return of … Read more